Secrets to Winning A Bidding War In Real Estate
While the housing market remains vibrant for buying and selling, the supply continues to be an issue in these past years. Low supply...
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Regal American Mortgage
- Apr 26, 2021
- 2 min
New FHA Loan limits for 2021!
New FHA loan limits were recently announced, which is good news for home buyers and those looking to refinance their current loans. If...
Regal American Mortgage
- Apr 15, 2021
- 2 min
Does buying a house help raise your credit score?
A solid credit score is necessary to get approved for a home loan. That's why we recommend against opening any new lines of credit or...
Regal American Mortgage
- Apr 12, 2021
- 2 min
Tips for talking to your kids about finances
With talk of stimulus checks and the economy, your child may be curious about what the future holds for their finances. Teaching healthy...
Regal American Mortgage
- Apr 9, 2021
- 2 min
The real benefits of using a local mortgage professional
Real estate sales are primarily a localized market. That's why you wouldn't ask a Dallas real estate agent for assistance in purchasing...
Regal American Mortgage
- Apr 6, 2021
- 2 min
The Benefits of Purchasing a Fixer-Upper as your First Home
Buying a move-in ready home is appealing, but there are benefits to purchasing a "diamond in the rough," too. Here are the top 5...
Regal American Mortgage
- Apr 3, 2021
- 2 min
Breaking Down the Pros and Cons of a 30-Year Fixed-Rate Home Loan
Are you considering a 30-year fixed-rate mortgage? We're not surprised. Thanks to an extended repayment period and fixed-rate,...
Regal American Mortgage
- Apr 1, 2021
- 2 min
Need to Remove Negative Information from your Credit Report?
Removing negative marks from your credit report isn't just for raising your credit score. It's also the key to getting approved for a...
Regal American Mortgage
- Mar 29, 2021
- 3 min
How to Pay off Debt Fast to Qualify for a Home Loan
Struggling to pay down or pay off debt? You're not alone. Most Americans are shouldering about $30k in debt from credit cards, school ...
Regal American Mortgage
- Mar 26, 2021
- 2 min
FAQ: Home Affordability
Uncertainty can make buying a home more arduous than it should be. Let's take a look at some of the most frequently asked questions...
Regal American Mortgage
- Mar 23, 2021
- 2 min
How can I qualify for a Veteran Home Loan?
VA home loans have impressive rates and terms, making them some of the most desirable mortgage loans to apply for. Curious as to what...
Regal American Mortgage
- Mar 20, 2021
- 2 min
Considering building a custom home? Here's what you need to know (and how we can help).
The cost of building a new home decreased in 2020, and this may have you grappling between getting a loan for a new construction or one...
Regal American Mortgage
- Mar 18, 2021
- 3 min
How long does it take to purchase a home?
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your...
Regal American Mortgage
- Mar 15, 2021
- 2 min
Should you buy property in the city or suburbs in 2021?
Trying to decide an urban or suburban life? You're not alone! Since the pandemic, many Americans leaving the city for suburban life....
Regal American Mortgage
- Mar 12, 2021
- 3 min
Your Guide to Managing your Credit Score
You've likely heard of the term "credit score," but how familiar are you with what it represents? Here is everything you need to become...
Regal American Mortgage
- Mar 9, 2021
- 3 min
What Every Homebuyer Needs to Know About Home Sale Contingencies
We know you've come across your dream home on Zillow and seen those confusing words.... home contingent. What does it mean? Do you still...
Regal American Mortgage
- Mar 6, 2021
- 2 min
What are origination fees and can they be avoided?
An origination fee is part of the multi-step process of getting a loan and includes the cost of processing the application,...
Regal American Mortgage
- Mar 3, 2021
- 2 min
Thinking of buying a new condo or construction from a developer?
2021 is greeting us with a surge of new constructions, especially condos. With the promise of amenities like swimming pools, a communal...
Regal American Mortgage
- Mar 1, 2021
- 3 min
Earnest Money Deposits v. Good Faith Deposits
There are other costs associated with buying a home beside the down payment. Some of those include fees for the appraisal, home...
Regal American Mortgage
- Feb 28, 2021
- 3 min
What do Fannie Mae and Freddie Mac actually do?
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the...
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