Loan Types

It's important to find a loan that fits your budget,  your needs, and your lifestyle. Let's explore the best loan for you.

or call 888-585-1590

Jumbo Loans
Conventional Loans
A mortgage not insured by FHA or guarantee by the VA or Farmers Home Administration (FMHA). Typically requires 20% down.
VA Home Loans
VA Loans
A long-term, low-or no-down payment loan guaranteed by the Department of Veterans Affairs. Restricted to individuals qualified by military service or other entitlements.
FHA Loans
A loan which is larger (more than $424,100) than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation. Because jumbo loans cannot be funded by these two agencies, they usually carry a higher interest rate.
VA Home Loans
VA Loans
Also known as the VA Streamline Refinance, the Interest Rate Reduction Refinance Loan (IRRRL) program by the US Department of Veterans Affairs is a great refinancing option for homeowners who currently hold a VA loan.
FHA Loans
A loan insured by the Federal Housing Administration open to all qualified home purchasers. While there are limits to the size of FHA loans, they are generous enough to handle moderate-priced homes almost anywhere in the country. Typically requires 3.5% down. Requires the borrower to be the primary resident.
FHA streamline loans are a great option for those who already have an FHA loan. They require minimal documentation and typically approve quickly. Even with negative equity, you may still be able to lower your payments with this ReFi option.